Travel Hacking | Travel, Credit Cards and Rewards Topics

5 Powerful and FREE Tools to Book Award Travel and Use in Credit Card Churning

Travel Hacking - Janice Friedman - March 9, 2018

Use these tools to book award travel and ensure credit card churning success.

Credit card churning requires patience, organization and research. There are several free tools out there that can help you with all three of these components that will allow for you to become an efficient churner.

Along with credit card churning, I like to pair up credit card manufactured spending to maximize my rewards points on a monthly basis. When you combine credit card churning and manufactured spending together, you have the ability to earn massive amounts of free travel for little to no cost at all. Here are the free tools to book award travel and use in credit card churning to ensure success in your next adventure. Continue Reading

0 15

Find Your Wanderlust: Cheap Places to Travel to in 2019

Travel Hacking - Janice Friedman - March 7, 2018

Find Your Wanderlust Cheap Places to Travel to in 2018 (Photo in Genoa, Italy)

These are the cheapest places to travel to in 2018.

Travel is to the soul what food is to the body. It rejuvenates the mind, refreshes the core of the self and re-energizes the form. But to travel is to fork out money – lots of money! However, traveling need not necessarily mean going overboard on the expenses. What are cheap places to travel to in 2018? How about some cheap holiday destinations?

“Travel doesn’t become adventure until you leave yourself behind”

– Marty Rubin

There are many ways in which a person may go on vacation for minimal costs. And we don’t mean that you NEED to stay at student hostels, or only go backpacking. The trick is to find places that are not only cheap to vacay at but also easy to travel to. Let’s be honest, we only have so much time off. We need to be efficient with our travel schedules, so all of our destinations are world-renowned locations. I don’t want to give you a cheap destination that happens to be in the middle of nowhere! That’s too easy. Continue Reading

3 11

List of Chase Cards Not Subject to 5/24 Rule (And How to Travel Hack!)

Travel Hacking - Janice Friedman - February 24, 2018

List of Chase Cards Not Subject to 5/24 Rule - Toronto Raptors (You don't have to be rich to travel well).

You can still add to your Chase credit card portfolio if you are over 5/24.

For those of you that don’t know about the Chase 5/24 rule, we’ve built a separate guide on understanding the implications of the Chase 5/24 rule. If the credit bureau Chase pulls for you shows 5 or more cards open in last 24 months, then Chase will generally deny you certain cards. However, there are some Chase cards not subject to 5/24. The above photo is from our travel experience to go see a Toronto Raptors game at the Air Canada Center. This was a great experience. Toronto is a fun town. Go in the summer, so you can enjoy the lake and warm weather. Continue Reading

1 0

How to do Credit Card Manufactured Spending in 2019

Travel Hacking - Janice Friedman - February 13, 2018

This is how you get involved with credit card manufactured spending in 2018.

This is how you get involved with manufactured spending in 2018.

Manufactured spending is constantly changing. Here is how to do manufactured spending right now.

3 13

Manufactured Spending Guide: Accumulate Credit Card Points

Travel Hacking - Janice Friedman - February 5, 2018

Introduction to Credit Card Manufactured Spending

Everything you need to know to get started with manufactured spending

Credit card manufactured spending (MS) can be highly lucrative and an excellent form of passive income. People manufacture credit card spending to generate income or generate significant rewards points at no cost.

Credit card churning contributes to building up massive rewards points, but credit card MS takes your rewards travel and benefits to a whole new level. In addition, credit card MS does not come without risk though, so I will give you a primer that you can use as a baseline for your future involvement. Continue Reading

1 1

Avoid These 5 Credit Card Churning Mistakes

Travel Hacking - Janice Friedman - February 1, 2018

Don't make these 5 mistakes that will limit your travel capabilities

You might be asking yourself how you can travel the world for free? The answer is quite simple, credit card churning. Credit card churning is simply the act of signing up for several credit cards that offer sign up rewards, such as airline miles, and spending enough to get the bonuses and rewards. For the sake of this article, we’ll be focusing on the airline mile rewards, and what mistakes you need to avoid to successfully travel the world for virtually nothing. If you can follow the steps below, you’ll be able to easily avoid making very costly mistakes and once you learn the pattern, it’ll become a second nature. Make sure to avoid these 5 credit card churning mistakes to travel the world for free.

0 5

Understanding the Basics of Credit Card Churning

Travel Hacking - Janice Friedman - January 27, 2018

Understanding Basics of Credit Card Churning and How to Stay Under the 5/24 Chase Rule

If you’ve ever noticed your bank offering credit card rewards, you may have heard about credit card churning. It’s important to remember that signing up for multiple cards to receive rewards for each card can be risky. If you don’t have the financial stability to make sufficient payment to pay off these cards, you’ll end up damaging your credit score and increasing your debt. This would be extremely counterproductive, especially considering you’re just looking to enjoy the perks and free rewards. Before we get into all of that, let’s assume you don’t know much about credit card churning, and start from square one. Continue Reading

1 1

The Ultimate Guide to the Southwest Airlines Companion Pass

Travel Hacking - Janice Friedman - January 23, 2018

Bahamas - Wherever you go becomes a part of you

My trip to the Bahamas resulted in this photo. I can't wait to go back.

I’m received my Southwest Companion Pass. I couldn’t be more excited to travel with my significant other around North America (yes, it can be used for international travel) and take some awesome photos. I have so many cities on my list that I don’t really know where to start. Anyways, I thought there were limited primers on the Southwest Companion Pass. Few people actually know what the Companion Pass is and how it can benefit them, so here is the ultimate guide to the Southwest Companion pass.

“Wherever you go becomes a part of you”

1 8

Understanding the Chase 5/24 Credit Card Rule

Travel Hacking - Janice Friedman - January 22, 2018

This an overview of the Chase 5/24 rule.

Chase offers lucrative credit card rewards that are the most flexible in the industry. However, Chase has recently installed a new rule that limits the likelihood of approval. I will highlight the basics to the Chase 5/24 Credit Card Rule, so you can get started on credit card churning. Due to the Chase 5/24 Credit Card Rule, I would suggest that you start with Chase cards first for two reasons: 1) Chase credit cards offer best in breed bonus points and 2) not many other banks / credit cards have this limitation so prioritize accordingly. Continue Reading

0 0

Why You Need These Cash Back Rewards Credit Cards

Travel Hacking - Janice Friedman - December 22, 2017

These are some of the best cash back rewards credit cards

Cash back rewards credit cards are a great way to generate passive income especially if you like and know how to manufacture spending. Cash back rewards credit cards complement miles or points based cards when you think about your rewards earning potential. For example, you can earn Chase Ultimate Rewards points with the Chase Freedom and Freedom Unlimited cards that can be transferred to your Chase Sapphire Reserve that can be used for travel. Pair the Chase Freedom with manufactured spending to get most out of the 5% cash back. Continue Reading

1 0