Everyone uses a smartphone these days and every piece of extra income is helpful. I recycle all my passive income into more income producing assets. Hey, if I can get $15 from joining a new app then I can recycle that money into 1 or 2 shares of dividend-paying stocks on ROBINHOOD (GET A FREE SHARE of STOCK WHEN YOU SIGN UP). You can check out my portfolio here. Here are some of the best apps that you can earn some extra cash every month. This is a great way to increase your income without working more. Use these apps to get free money now.
Use These Apps to Get Free Money Now
A simple way to make even more money without investment or without working more is to sign up for cash back apps from your iPhone that give you credit for shopping at a particular place or dining at a particular restaurant. A number of these apps can be paired together to ‘stack’ or ‘double dip’ your rewards points earnings. For example, while shopping at Whole Foods I’m able to get points from one app while also earning cash back on another.
Passive income is the name of the game. You need to generate income and save money now if you want financial freedom later. At Millionaire Mob, we are focused on providing you the best passive income ideas to achieve financial freedom. Escalate your life.
Personal Capital has been a great way to track spending. The intuitive dashboard allows for you to see your income and expenses all in one place. This has helped me stay organized with my spending. It’s super easy to link all of your accounts and get started. It’s completely free!
Here is a look at the Personal Capital dashboard:
Let’s be honest, the idea of free money is mainly a figment of our imagination. Money certainly does not grow on trees. However, nowadays there is a number of ways to get cash back for ordinary spending. In order for a number of apps to stay competitive, they often give out free money bonuses to new users to help build their following.
Why not save a few some extra money? Or, use the free money to buy lunch.
Our favorite free money and cashback apps
The following mobile applications literally give you rewards points for doing no additional work at all. Just link your bank accounts and credit cards and you will start earning cash back for shopping at the places that you love. By joining the below programs, you instantly get $16 of free money. Not a bad way to start for only 4 minutes of work. That’s basically $240 per hour!
With your $16 of free money here are some things you can do:
- Buy lunch for two times in a week
- Go to a movie!
- Buy a coffee for an entire work week
- Go to an MLB game, I know a few stadiums around the country offer tickets as low as $10!
- Buy a share of stock on Robinhood completely commission-free. Join now and get another free share of common stock via link
These apps offer free money right off the bat, so sign up and get started now.
Dosh is a free money app which delivers payouts for online and local purchases. It also includes hotels. You just have to link your credit card to your Dosh account and voila! You have a line of offers waiting to be redeemed. It gives various cashback payouts like 5% on Forever21 or a $30 bonus on the first hotel booked through the account. You can easily route that money to your bank account or PayPal account.
Ibotta is one of the easiest apps to earn money. You can earn cashback on mobile or local purchases by scanning the receipt on the app. First, you need to add offers on products which you want to buy, then buy the products on the participating stores, after you get the receipt, take a photo of the receipt and upload on the Ibotta app. You will get your cash back in your account within 48 hours.
Tip: Complete simple tasks to get offers. My favorite is to just open the Ibotta app before ordering an Uber and you will receive a $1 credit to your account. Booyah!
One of my favorite ways to seamlessly earn giftcards for no additional work at all. Drop presents you with offers at places you shop at everyday such as Chipotle, Target, Whole Foods, Starbucks, Uber and more! You accumulate points based on per dollar spent. As you work your way up you earn more points, which can be redeemed for gift cards at Starbucks, American Airlines, Amazon, and more! All you have to do is sign in with your bank accounts and poof you are now eligible to earn points at all your favorite spots.
Other free money apps
Here are a few other free money apps to use to get cash back. These apps do not have any significant upfront cash back bonuses that I am aware of, so you will likely need to spend money at the stated locations to earn back.
One of the easiest way to earn money is to watch a video in your spare time on Swagbucks and get money in your PayPal account. You can also take surveys, shop online or play games on SB (Swagbucks).
Yelp Cash Back
Yelp cash back helps you get cashback payouts on selected restaurants. You just have to link your credit card through the Yelp Cash Back app and when you dine at these restaurants, you get your cash back on your Yelp Account.
Tip: A single credit card cannot be linked to both the Yelp account and the Dosh account at the same time
Rewards Network App
Rewards Network idine app, lets you choose a variety of restaurants by location, cuisine or restaurant type. The app offers a lot of cash back options and offers for its users. You can use any of the offers and you will get the miles in your Rewards Network account from their partners such as Delta, Southwest, Hilton and more!
You can earn by taking surveys and get paid for your opinion via Inbox dollars. You have to sign up for Inbox dollars app with your email address and start taking surveys. Once you have reached $30, you can redeem the cash to your bank account.
You can download the Smart Panel app and it gives you $5. If you keep it installed for two weeks then you get another 10$. Then for every month, you get $5. You can redeem the money via Amazon gift card or PayPal.
Conclusion on Best Cashback and Free Money Apps
Any proceeds that you get from these you should reinvest into a dividend portfolio through Robinhood or potentially financing your first eBook!
You can use these apps to get free money now and avoid the hassle of filing rebates, filling out surveys and more. If you receive a check from these free apps, you can cash your check instantly online.
We have another guide that highlights 15 ways to make more money without investment.
If you do like creating things such as an online course, follow our guide on how to earn passive income from creating an online class.
What free money apps do you use to generate additional income without working more? I’m open to other suggestions as well. I’d love to hear it in your comments!
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