The Chase Freedom card is one my favorite cash back rewards credit cards. The Chase 5% quarterly cash back makes this credit card highly desirable for any churner. In the following post, we will break down what the Chase Freedom card is and how to earn additional income with manufactured spending. Continue Reading
For those of you that don’t know about the Chase 5/24 rule, we’ve built a separate guide on understanding the implications of the Chase 5/24 rule. If the credit bureau Chase pulls for you shows 5 or more cards open in last 24 months, then Chase will generally deny you certain cards. However, there are some Chase cards not subject to 5/24. The above photo is from our travel experience to go see a Toronto Raptors game at the Air Canada Center. This was a great experience. Toronto is a fun town. Go in the summer, so you can enjoy the lake and warm weather. Continue Reading
I have been a big credit card churner for quite some time. It is just too simple, straightforward to earn massive credit card rewards points with limited work. This allows me to travel the world and explore for little to no cost. But why does it only have to be from credit cards? I’ve found a shopping hack that will earn you some serious cash back at Whole Foods. Continue Reading
If you’ve ever noticed your bank offering credit card rewards, you may have heard about credit card churning. It’s important to remember that signing up for multiple cards to receive rewards for each card can be risky. If you don’t have the financial stability to make sufficient payment to pay off these cards, you’ll end up damaging your credit score and increasing your debt. This would be extremely counterproductive, especially considering you’re just looking to enjoy the perks and free rewards. Before we get into all of that, let’s assume you don’t know much about credit card churning, and start from square one. Continue Reading
