Credit card churning requires patience, organization and research. There are several free tools out there that can help you with all three of these components that will allow for you to become an efficient churner.
Along with credit card churning, I like to pair up credit card manufactured spending to maximize my rewards points on a monthly basis. When you combine credit card churning and manufactured spending together, you have the ability to earn massive amounts of free travel for little to no cost at all. Here are the free tools to book award travel and use in credit card churning to ensure success in your next adventure. Continue Reading
Travel is to the soul what food is to the body. It rejuvenates the mind, refreshes the core of the self and re-energizes the form. But to travel is to fork out money – lots of money! However, traveling need not necessarily mean going overboard on the expenses. What are cheap places to travel to in 2018? How about some cheap holiday destinations?
“Travel doesn’t become adventure until you leave yourself behind”
– Marty Rubin
There are many ways in which a person may go on vacation for minimal costs. And we don’t mean that you NEED to stay at student hostels, or only go backpacking. The trick is to find places that are not only cheap to vacay at but also easy to travel to. Let’s be honest, we only have so much time off. We need to be efficient with our travel schedules, so all of our destinations are world-renowned locations. I don’t want to give you a cheap destination that happens to be in the middle of nowhere! That’s too easy. Continue Reading
Dividend growth stocks that have a consistent track record of increasing dividends are typically viewed as the best of breed stocks. They command premium valuations. To increase your dividend for 50 consecutive years is an impressive feat that requires strong management, operational excellence, financial health and discipline. In order to build a successful dividend growth portfolio, you must have at least one of these Dividend Kings in your portfolio. Here is the ultimate list of stocks increasing dividends for 50 years. Continue Reading
When it comes to high-quality dividend growth stocks, there are few companies that shine as much as the Dividend Aristocrats. If you can find undervalued dividend aristocrats, you have to act quickly because these high-quality stocks are rarely ‘on sale.’ Continue Reading
For those of you that don’t know about the Chase 5/24 rule, we’ve built a separate guide on understanding the implications of the Chase 5/24 rule. If the credit bureau Chase pulls for you shows 5 or more cards open in last 24 months, then Chase will generally deny you certain cards. However, there are some Chase cards not subject to 5/24. The above photo is from our travel experience to go see a Toronto Raptors game at the Air Canada Center. This was a great experience. Toronto is a fun town. Go in the summer, so you can enjoy the lake and warm weather. Continue Reading
I have been a big credit card churner for quite some time. It is just too simple, straightforward to earn massive credit card rewards points with limited work. This allows me to travel the world and explore for little to no cost. But why does it only have to be from credit cards? I’ve found a shopping hack that will earn you some serious cash back at Whole Foods. Continue Reading
Building a dividend growth portfolio through Robinhood is easy. With no commission trading, you don’t feel inclined to invest large sums at once and you can start with a small balance. I like to reinvest my dividend income into other dividend paying stocks. This maximizes my ability to generate compound interest. Continue Reading
The Winter Olympics are in full swing and close to wrapping up. Many participants have already won their medals. Why can’t stocks have their own Olympic games? How about dividend stocks? What are the gold, silver and bronze dividend growth stocks on Wall Street to buy now? Check out our criteria for grading our dividend stock medalists. Continue Reading
Due to the differences in age and often income, millennials need to plan for retirement in a different way than older generations. Millennials are often early in their careers and may sometimes choose to focus on career growth and neglect retirement. Here are the top 5 millennial retirement strategies to build your path to financial freedom. Continue Reading
I want to cover the grounds on a more philosophical discussion in regards to dividend growth investing, annual dividend yield. A number of investors make a final investment decision only by analyzing a company’s annual dividend yield. This does not always tell you the final picture and can blow up an entire dividend investment portfolio. Continue Reading
